^ "Fair, Isaac to acquire Nykamp Consulting".^ "FICO consolidating operations in Roseville".^ "Silicon Valley Analytics Pioneer FICO Announces Expansion in Bozeman, Montana"."Fair Isaac moving its hub / Most company executives already set up in Minnesota". ^ "North American Credit Scoring & Reporting"."Report Finds Improvement in Credit Scores". ^ "Notice of Annual Meeting of Stockholders of Fair, Isaac and Company, Incorporated".^ a b About Us | FICO - FICO official Web site."Fair Isaac moving its HQ back to California". "Fair Isaac Corp (FICO) Q4 2020 Earnings Call Transcript". "New FICO Scoring Model Coming This Summer". "Is That Credit Score a FICO, or a FICO 8?". ^ "How FICO became 'the' credit score".^ "FICO shuffles executive ranks under new CEO".The company has international locations in Australia, Brazil, Canada, China, Germany, India, Italy, Japan, Korea, Lithuania, Poland, Malaysia, the Philippines, Russia, Singapore, South Africa, Spain, Taiwan, Thailand, Turkey and the United Kingdom. locations in San Jose, California Roseville, Minnesota San Diego San Rafael, California Fairfax, Virginia and Austin, Texas. Diversified Healthcare Services 2003 įICO is headquartered in Bozeman, Montana and it has additional U.S.In 2016 it opened an office in Bozeman, Montana which later became its headquarters. In 2013, it moved its headquarters to San Jose, California, a year after CEO William Lansing joined. Originally based in San Rafael, California, FICO moved its headquarters to Minneapolis, Minnesota, in 2004, a few years after Minnesota resident Thomas Grudnowski took over as CEO. Originally called Fair, Isaac and Company (hence the abbreviation FICO), this name was changed to Fair Isaac Corporation in 2003. įannie Mae and Freddie Mac first began using FICO scores to help determine which American consumers qualified for mortgages bought and sold by the companies in 1995. Lenders use the scores to gauge a potential borrower's creditworthiness. FICO scores are based on credit reports and "base" FICO scores range from 300 to 850, while industry-specific scores range from 250 to 900. The company debuted its first general-purpose FICO score in 1989. įICO went public in July 1987 and is traded on the New York Stock Exchange. Selling its first credit scoring system two years after the company's creation, FICO pitched its system to fifty American lenders. The two met while working at the Stanford Research Institute in Menlo Park, California. "Bill" Fair and mathematician Earl Judson Isaac. History įICO was founded in 1956 as Fair, Isaac and Company by engineer William R. The company reported a revenue of $1.29 billion dollars for the fiscal year of 2020. In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States. It was founded by Bill Fair and Earl Isaac in 1956. FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services.
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